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Absolutely! We will assist you with critical prior planning which includes a realistic estimate of what you can afford based on your income, debts, employment, current residence, available funds for down payment, required reserves and other factors. As a result you can focus on properties that will fit within your means and lifestyle – a home you can enjoy for a long time. With our help, you can do this more quickly and without anxiety and guesswork or worse – buying the wrong house!
We’ll get you qualified and issue a Pre-Qualification Letter. It means we are working with you to find the best loan to meet your needs and that we're confident you'll qualify for a loan for a certain amount. A seller sees you as if you are shopping for a house with a suitcase full of cash ready to deal.
When you find a house that catches your eye, and you decide to make an offer, being pre-qualified for a mortgage will do a couple of things. First, it lets you know how much you can offer. Your real estate agent will help you decide on an appropriate offer, but being pre-qualified gives you the confidence to know you can follow through.
Need to sell your house fast? We can help!
If your economic situation demands that you get out of your house, whether it be due to layoff, relocation, changing loan terms or you find yourself upside down on the house and have not been able to find a buyer, a “short sale” might be your best option. This is when the lender agrees to a payoff amount that is less than the balance of your loan. It is a viable opportunity for someone with little or no equity in their home who wants to sell it without any expenses -- no closing costs, realtor commission or outstanding loan balance after the sale. We will cover all the costs associated with the sale and you will be able to walk away owing nothing and with no foreclosure on your credit history. In most cases, the lender will not be able to pursue a deficiency judgment against you.
We bring together many investors and partners with potential sellers in our Short Sale program and we may be able to help you quickly. Give us a call.
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